Let Simon Quality Appraisals handle your appraisal

Thousands of people in Texas purchase, sell or refinance their home each month. Most of these transactions have a simple line item for an appraisal. While there are an increasing number of automated home valuation systems that may appear more economical than an appraisal, most lenders still call for a local expert because the stakes are very high. You might assume that getting a mortgage is the only basis for getting an appraisal, but there are additional times when the services of a certified, independent real estate professional might be beneficial.

For real estate appraisals in Hutto and Williamson County, it's easiest when your order online from Simon Quality Appraisals, just click here.

Let Simon Quality Appraisals help you dispute your tax assessment in Williamson County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Simon Quality Appraisals is your best evidence when building your case. At Simon Quality Appraisals, we're qualified to assist you in appealing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that many lenders ask homeowners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This added payment is often bundled into the monthly mortgage payment and is quickly forgotten. PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to remove the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Simon Quality Appraisals will provide you with a statement regarding the value of your home. The price you paid for the appraisal can often be recovered in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is an especially traumatic event for the parties involved, and it is often further complicated by the hard decision of who gets the house. So both parties are entirely aware of the true market value of their house, it's a good idea to get an appraisal from Simon Quality Appraisals, regardless of the situation.

The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to manage these issues, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocating to or from Williamson County?

We are aware of the headaches involved with an employee relocation. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide feedback on the positive aspects of their property, as well as information about any current sales or listings in their area that they want considered.

Selling your home quickly at the right price with an appraisal from Simon Quality Appraisals

A professional appraisal can help you make a more informed decision regarding your asking price, whether you want to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are derived from our efforts to finish the appraisal report and not a percentage of the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.